1.
Oloumi Dodaran M, Tabibi SJ, Zareian D, Abtahi A, Soleimani N. Design of a Comprehensive and innovative ICT-Based Digital Banking Model for Empowering Iran’s Banking Industry. JDTAI. Published online January 1, 2026:1-15. Accessed September 15, 2025. https://journaldtai.com/index.php/jdtai/article/view/194