RAZAVI NIA, Hamid. Designing a Digital Marketing Model for Banking Services and Products. Digital Transformation and Administration Innovation, [S. l.], v. 4, n. 3, p. 1–9, 2026. Disponível em: https://journaldtai.com/index.php/jdtai/article/view/246.. Acesso em: 26 may. 2026.