AMINI, Nejat; ASAYESH, Farzad; ROUSTA, Alireza. Explaining the Factors Influencing Value Creation in Digital Banking (Case Study: Refah Bank). Digital Transformation and Administration Innovation, [S. l.], v. 2, n. 3, 2025. Disponível em: https://journaldtai.com/index.php/jdtai/article/view/80.. Acesso em: 28 mar. 2025.